Looking to drive off in your dream car but need the right finance plan to make it happen? You’re in luck! We’ve rounded up the best car finance companies in Auckland that offer great rates, flexible repayment options, and a hassle-free experience.
We’ve handpicked these companies based on their competitive interest rates, financial flexibility, customer service, and real customer feedback.
So, if you’re ready to hit the road without financial stress, let’s dive into the top car finance companies in Auckland!
1) Go Car Finance
| Best for: | Fantastic communication |
| Services: | Prebuilt & Tailored Car Ownership Plans |
| Website: | Go Car Finance |
| Address: | Level 2/135 Broadway, Newmarket, Auckland 1023, New Zealand |
| Contact: | 0800 462 277 |
| Hours: | Monday – Friday: 7:30 AM-7:00 PM Saturday: 8:00 AM – 4:00 PM |
Go Car Finance makes getting behind the wheel simple and stress-free. Rather than just offering car loans, they focus on car ownership solutions—helping with everything from financing to repairs, maintenance, and insurance.
Their standout feature? A super-friendly team that truly listens and works with you to find the best plan. Customers rave about their top-notch service and easy process, making them a strong contender for the best car finance provider in Auckland.
Why choose them?
✔ Customised car financing options
✔ Hassle-free application process
✔ Friendly and supportive customer service
2) Motor Vehicle Finance
| Best for: | Competitive interest rates |
| Services: | Car Loans |
| Website: | Go Car Finance |
| Address: | Level 2, 16 Edinburgh Street, Auckland 1010, New Zealand |
| Contact: | 0800 462 277 |
| Hours: | Monday – Friday: 8:30 AM – 5:30 PM Saturday & Sunday: 9:00 AM – 5:00 PM |
If you’re after a car finance deal with solid interest rates, Motor Vehicle Finance (MVF) has you covered. They even promise to beat any competitor’s rate by $500, which is a bold move in the finance game.
Customers love their straightforward service, with regular updates and quick turnarounds. Whether you need a car for daily commutes or road trips, MVF makes sure you get a deal that works for you.
Why choose them?
✔ Competitive interest rates
✔ Smooth, easy service
✔ Flexible repayment options
3) Kiwi Car Loans
| Best for: | Quick and hassle-free approvals |
| Services: | Car Loans Jet Ski Loans Caravan Loans Motorbike Loans Boat Loans Insurance |
| Website: | Kiwi Car Loans |
| Address: | 692 Great South Road, Penrose, Auckland 1061, New Zealand |
| Contact: | +64 800 008 888 |
| Hours: | Monday – Friday: 8:30 AM – 5:30 PM Saturday & Sunday: 9:00 AM – 5:00 PM |
Need a fast loan with minimal fuss? Kiwi Car Loans makes the process super easy, with a range of financing options for both new and used vehicles. They work with trusted lenders to ensure speedy approvals.
Customers appreciate their helpful team, making what could be a stressful process smooth and straightforward.
Why choose them?
✔ Quick turnaround time
✔ Works with trusted NZ lenders
✔ Tailored finance solutions
4) Rides2Go Ltd
| Best for: | Used car finance |
| Services: | Auto Sales Finance |
| Website: | Rides2Go |
| Address: | 24 Dalgety Drive, Wiri, Auckland, New Zealand |
| Contact: | +64 9-266 3333 |
| Hours: | Monday – Saturday: 9:30 AM – 6:00 PM |
If you’ve got bad credit or just a learner’s license, getting a car loan can be tough. But Rides2Go specialises in financing for used cars and makes it easy to get approved.
Their team is known for being friendly and helpful, guiding you through the process to find the best deal for your situation. Plus, they offer quick approvals so you can drive off sooner rather than later.
Why choose them?
✔ Specialises in used car finance
✔ Works with customers with bad credit or learner’s licences
✔ Fast approval process
5) Max Loans
| Best for: | Used car finance |
| Services: | Car Finance Classic Car Loans Bad Credit Loans Business Loans Mortgages Debt Consolidation |
| Website: | Rides2Go |
| Address: | 24 Dalgety Drive, Wiri, Auckland, New Zealand |
| Contact: | +64 9-266 3333 |
| Hours: | Monday – Friday: 8:30 AM – 5:00 PM |
Since 2012, Max Loans has been helping Kiwis secure personal loans with minimal hassle. Their car loan brokers work to find you the best rates with flexible repayment terms of up to seven years.
Customers appreciate their strong communication and personalised service, ensuring you get a deal that suits your needs.
Why choose them?
✔ Flexible loan terms (up to 7 years)
✔ Competitive interest rates
✔ Strong lender-borrower relationships
6) Logic Finance
| Best for: | A wide range of financing services |
| Services: | Car Finance Classic Car Loans Bad Credit Loans Business Loans Mortgages Debt Consolidation |
| Website: | Rides2Go |
| Address: | 2/208 Great South Road, Papatoetoe, Auckland |
| Contact: | 021 022 68616 / 021 266 6374 |
| Email: | info@logicfinance.co.nz |
| Hours: | 9:00 AM – 9:00 PM daily |
Logic Finance offers a diverse range of financial services, from car loans to business funding. They aren’t tied to specific lenders, so they can tailor their deals to fit your needs.
With flexible repayment terms and a customer-first approach, they make financing simple and transparent.
Why choose them?
✔ Not linked to any specific lender (more flexibility)
✔ Client-focused funding solutions
✔ Wide range of financial services
Conclusion
Securing the right car finance in Auckland doesn’t have to be stressful. Whether you’re after low-interest rates, flexible repayment terms, or quick approvals, the companies we’ve covered offer solid options.
At Find New Zealand, we’re all about helping Kiwis make smart financial decisions. From car loans to the best car rental services in New Zealand, we bring you the top listings to make life easier.
Have a favourite car finance provider we missed? Let us know—we’d love to hear your recommendations!
