Buying a home is one of the biggest decisions you’ll ever make, and sorting out a home loan can be a bit of a puzzle. That’s why having a mortgage broker on your side is such a smart move—they make the process smoother, less stressful, and tailored to what you need.
To help you find the right fit, we’ve put together a list of the best mortgage brokers in Christchurch. These brokers are known for their expertise, excellent service, and commitment to helping clients secure the best deals.
Here’s everything you need to know about the top mortgage brokers in Christchurch to get started on your journey to homeownership.
1) Duane Aarts – Canterbury Home Loans
| BEST FOR | First Home Buying |
| SERVICES | Mortgage Advising |
| WEBSITE | https://canterburyhomeloans.co.nz/ |
| ADDRESS | 88 Division Street, Riccarton, Christchurch 8041, New Zealand |
| CONTACT DETAILS | duane@canterburyhomeloans.co.nz 0224 30 60 12 |
| OPERATING HOURS | Always Open |
Duane Aarts is a go-to for first-home buyers and anyone looking to build a new home. He’s known for his wealth of experience and straightforward approach to guiding clients through the mortgage process.
With more than 20 years in the Christchurch mortgage scene—including a decade as a bank manager—Duane has the skills and know-how to handle all sorts of mortgage situations. Whether you’re a first-timer or dealing with something more complex, he’s got the connections and expertise to help you out.
One standout perk? Duane’s services are free for clients because he’s paid by the bank. Plus, he’s super easy to reach. Whether it’s through his website, phone, or email, you can count on a quick reply—often the same day.
Highlights:
- Online services available
- Over 20 years of experience
- Quick to respond via phone or email
- Free strategy sessions
If you’re looking for a reliable and experienced mortgage broker, Duane Aarts is a solid option to consider.
2) Gareth Veale – Financial Adviser
| BEST FOR | Holistic advising approach |
| SERVICES | Financial advising, Mortgage broker |
| WEBSITE | https://www.garethveale.com |
| ADDRESS | 5A/166 Moorhouse Avenue 8011 Christchurch, New Zealand |
| CONTACT DETAILS | +64 27 503 0836 gareth.veale@easystreet.org.nz |
| OPERATING HOURS | Always Open |
Gareth Veale takes a more holistic approach than most mortgage brokers in Christchurch. He doesn’t just find the best rates—he looks at the bigger picture, considering things like future cash flow and potential risks to give well-rounded financial advice.
With extensive knowledge in finance and mortgaging, Gareth’s advice is always grounded in solid experience. His strong network of connections with banks and financial institutions across New Zealand allows him to secure competitive rates for clients, no matter their financial situation.
What sets Gareth apart is his accessibility. He’s open to inquiries at all hours, making him a dependable choice if you ever find yourself in a bind and need advice quickly.
Highlights:
- Tailored lending solutions
- Wide range of financial options
- Strong relationships with banks and financial institutions
- Available any time for inquiries
For a mortgage broker who’ll consider every angle and be there when you need him, Gareth Veale is an excellent pick.
3) Scott Miller – Advanced Mortgage & Insurance Solutions
| BEST FOR | Property investments |
| SERVICES | Property investmentFinancial structuresTax efficiencyLoan refinancing and restructuringLenders products |
| WEBSITE | https://www.advancedmortgagesolutions.co.nz/about/about-ams/scott-miller-mortgage-broker/ |
| ADDRESS | 918 Colombo Street, Christchurch Central, Christchurch 8013, New Zealand |
| CONTACT DETAILS | +64 3-980 4541 |
| OPERATING HOURS | Monday – Sunday: 9.00 AM – 6.00 PM |
If you’re after a reliable mortgage broker in Christchurch, Scott Miller is worth a call. He’s got plenty of experience and specialises in helping property investors get great deals on new homes.
Scott’s clients appreciate how he guides them through every step of the process. With his connections to over a dozen property-related groups, he’s well-equipped to help you navigate any roadblocks in the loan market.
Over the years, Scott’s work has earned him several awards, including Mortgage Strategist of the Year and Highest Settlements of the Year.
Highlights:
- Experienced with property investors
- Known for step-by-step support
- Award-winning mortgage broker
- Extensive network in the property market
If you want someone dependable and knowledgeable, Scott Miller could be a great fit.
4) Martin Eagle – Mortgage Group
| BEST FOR | Hassle-free mortgage services |
| SERVICES | Pre-approvalsHome buyingRefinancingHome renovationsProperty investmentConstruction loans |
| WEBSITE | https://www.mortgagegroup.co.nz/about |
| ADDRESS | 171 Victoria Street, Christchurch Central, Christchurch 8013, New Zealand |
| CONTACT DETAILS | +64 27 526 0007 |
| OPERATING HOURS | 24/7 |
Martin Eagle is a top pick for anyone looking to navigate the mortgage world with a bit more expertise. Not only is he a registered financial advisor, but he’s also a licensed building practitioner, meaning he knows his stuff when it comes to project funding – whether you’re building, buying, or even developing.
With strong connections to a wide range of banks, Martin works hard to get you the best possible rates. If you’re looking to refinance or fix your mortgage, he’s got you covered. Plus, clients rave about how easy Martin makes everything – from securing that pre-approval to walking through the door of your new place without the usual headache.
Highlights
- Stress-free mortgage experience
- Registered financial advisor
- Licensed building practitioner
- Extensive bank connections
5. Michelaé Reeve – The Mortgage Girls
| BEST FOR | Mortgage advice and support |
| SERVICES | Home buying Property Investment Home insurance |
| WEBSITE | https://www.themortgagegirls.co.nz/about-the-mortgage-girls/ |
| ADDRESS | 174 Huxley Street, Sydenham, Christchurch 8023, New Zealand |
| CONTACT DETAILS | 027 341 9494 michelae@themortgagegirls.co.nz |
| OPERATING HOURS | Monday – Tuesday: 9.00 AM – 7.00 PM Wednesday – Friday: 9.00 AM – 4.30 PM Saturday: 10.00 AM – 2.00 PM |
Michelaé Reeve knows the ropes inside and out—she was once a client of The Mortgage Girls before joining the team herself. With years of experience in finance, she’s all about making your home-buying journey as smooth as possible. Michelaé takes the stress out of the loan and insurance process, ensuring that your family’s home aspirations become a reality. If a previous client has become the owner of the company, it’s a pretty clear sign of the excellent service she’s passionate about.
Highlights:
- Constant support and guidance
- Experienced financial advisor
- Stress-free process
6) Adair Mortgages
| BEST FOR | Mortgage Brokerage and Advising |
| SERVICES | Mortgaging |
| WEBSITE | https://www.adairmortgages.co.nz/ |
| ADDRESS | Christchurch, Queenstown, Wanaka New Zealand |
| CONTACT DETAILS | Phone: 021 569 602Email: chad@adairmortgages.co.nz |
| OPERATING HOURS | Contact for more information |
If you’re a first-time homebuyer, Adair Mortgages should be right at the top of your list. Specialising in helping newbies navigate the home loan process, they’re well-known in Christchurch for making first-home purchases a lot easier. What’s even better? They help you negotiate the best deals and get approved, all for free!
From buying your first home to refinancing or investing, Adair Mortgages has got you covered. They’ve built a solid reputation, and we’ve dug into feedback from their clients. No surprises here—all positive reviews! Every client has praised the valuable advice they’ve received, with any issues being swiftly resolved.
With their track record, it’s clear that Adair Mortgages is a fantastic choice, particularly if you’re stepping into the property market for the first time.
Highlights:
- Helps clients get approved and negotiate the best deal for free
- Specialises in first-time home buyers
7) Lem Willcox – EasyStreet
| BEST FOR | Getting the best mortgage interest rates |
| SERVICES | Mortgages, Insurance, Investments |
| WEBSITE | https://www.easystreet.org.nz |
| ADDRESS | 26 Southwark Street, Christchurch Central |
| CONTACT DETAILS | lemuel.willcox@easystreet.org.nz +64 21 365 142 |
| OPERATING HOURS | 24/7 |
Lem Willcox is the kind of mortgage broker you want in your corner. Straightforward, friendly, and focused on getting you the best deal without all the stress. He’s all about making the process easy and hassle-free, so you can get your home loan sorted fast. With Lem, you can expect clear advice and a smooth ride from start to finish.
Highlights:
- Easy, no-fuss application
- Clear, honest advice
- Top rates on the market
- Customer-first attitude
8) Simon Maule – Loan Market
| BEST FOR | Expert mortgage adviser |
| SERVICES | Banking and financial services |
| WEBSITE | https://www.loanmarket.co.nz/simon-maule |
| ADDRESS | 372 Riccarton Road, Upper Riccarton, Christchurch 8041, New Zealand |
| CONTACT DETAILS | 278864934 |
| OPERATING HOURS | Monday – Thursday: 8:30am–5:30pm Friday: 8:30am–4:30pm |
Simon Maule from Loan Market is one of the most trusted mortgage advisers in Christchurch—and across New Zealand. His clients can’t stop talking about his professionalism and deep knowledge of the mortgage game. Got a tricky situation? Simon’s the guy who turns “impossible” into “done.”
Working with Simon isn’t just about advice; it’s about having someone who actually gives a damn about your financial future. Don’t settle for average—Simon’s the one you want when it comes to sorting your home loan or refinancing.
Why Simon?
- Tailored advice that actually fits your situation
- Fast and simple process
- Top-tier service with clear, honest communication
9)Antonia McAtamney – Loan Market Mortgages
If you’re looking for a mortgage broker in Christchurch who’s down-to-earth and genuinely knows her stuff, Antonia McAtamney could be a great fit. With years of experience, she’s helped countless Kiwis find the right home loan or refinance deal that fits their budget.
What stands out about Antonia is her practical approach. With qualifications in management and NZX papers, she knows how to simplify the mortgage process and explain things in a way that makes sense—no jargon or confusion.
Whether you’re buying your first home or just need some guidance on loan options, Antonia’s the type of person you can count on to keep things straightforward and clear.
Highlights:
- Straightforward advice that’s easy to understand
- Experienced with first-time buyers and refinancing
- Deep knowledge of the mortgage and banking world
10) MyLend
Buying a home is tough enough, but if you’re self-employed, it can feel like an uphill battle. That’s where MyLend steps in, offering services designed to help self-employed folks and homeowners alike.
What sets MyLend apart? They actually listen. They take the time to understand your situation and find solutions—no matter if you’ve got a lower credit score. They’ll dig into what’s going on, then connect you with lenders who are happy to help. With access to both banks and non-bank lenders, they’ve got plenty of options and great rates, so you won’t get stuck paying more than you should.
And here’s the kicker—they don’t charge you a cent. Their fees are covered by the banks, so it’s all free for you. If you’re after mortgage help in Christchurch, MyLend is definitely worth checking out.
Why Choose MyLend?
- Great loan rates and flexible structures
- A team that knows how to get things done
- A wide range of services to suit your needs
- No fees—because the banks foot the bill
Conclusion
Picking the right mortgage broker is important. Whether you’re buying your first home or dealing with complicated finances, the brokers we’ve mentioned know their stuff and will help you figure it out.
They’ve each got something different going on—solid advice, good rates, and the ability to make the whole thing easier. If you’re in Christchurch and need a loan, these are the ones you want.
Check out Find New Zealand to find the best local businesses and services to kickstart your journey.
